Five Lenders Dropping Rates This Week According to AI Analysis

The mortgage market moved significantly in the past 96 hours with five major lenders reducing fixed-rate products by between 0.09 percent and 0.24 percent across different loan-to-value bands. Our AI detected these changes an average of 4.7 hours before they appeared on comparison websites, giving our users first access to limited-availability products. HSBC cut their five-year fix at 75 percent LTV from 4.44 percent to 4.20 percent on Tuesday morning, while Nationwide reduced their two-year tracker by 0.15 percent for borrowers with deposits exceeding 25 percent.